Category Archives for "Bank Exams"

How to Become Probationary Officer in A Bank?

Bank Probationary Officer (Bank PO) – Job Profile,

Career Scope, Recruitment, Salary

Probationary Officer is a very exciting career in the banking sector, apart from Management Trainee and Special Officer. Bank Jobs are quite popular these days. Many candidates want to go for Bank PO option.

Job profile:

All the activities or duties which may be assigned to a probationary officer are listed below:
General Banking: This is the very basic duties which need to be performed by the Probationary officer and includes maintenance of customer’s current and savings accounts, issuing drafts, clearing and including cheques, accepting long-term deposits, issuing debentures and processing loans.
Housekeeping and Supervisory Functions: Assigning duties to subordinates and checking the workflow of subordinates to make sure that the work is carried as per the rules and routine of the bank.
Other work: A PO (Probationary Officer) can be assigned for handling any other banking tasks as well.

Recruitment Process in PSU Banks and Private Banks

You need graduation to sit for Bank IBPS, SBI or any other Exam.
Every year 22 PSB, as well as private banks, announces the vacancies in PO job role and they mainly focus on recruiting young officers. Banks who have a major participation in the process are listed below:
  • State Bank of India
  • Allahabad Bank
  • Bank of Baroda
  • Punjab National Bank
  • ICICI Bank
  • Oriental Bank of Commerce
  • Cooperative Bank
  • Cooperation Bank
  • HDFC Bank
  • Syndicate Bank
IBPS PO and SBI PO together come with almost 15000+ Vacancies for Bank PO. IBPS conducts a common written examination test for hiring PO in different public sectors whereas State Bank of India conducts a separate examination for their recruitment process.
Private Sector Bank ICICI also invites ONLINE applications from Indian Nationals for appointment of young professionals.
Other Private sectors Bank Axis Bank also announces the recruitment for new batches of Young Bankers Program (ABYB), a yearly event much similar to PO recruitment in public sector banks

Basic Recruitment Process:

A. Written examination: Time allowed: 2 hours Objective test: 200 points Syllabus of the written examination:
  • English Language (grammar, vocabulary and comprehension)
  • General awareness, computer and marketing.
  • Data analysis and interpretation
  • Reasoning (high level)
Test type: Descriptive
Time: 1 hour
This test comprises of 4 sections namely, comprehension, short précis, letter writing and easy writing.
B. Group discussion and Interview.
Candidates who have successfully passed the previous tests are called for the GD and Personal interview. The GD consists of 20 score whereas the interview is of 30 marks.
C. Final Merit list
The final merit list is prepared based on the scores of all the previous examinations and is converted into 75-point scale.


Employees working as Probationary Officer receive around Rs 30,000 per month and in addition they also get PF contribution which amounts to Rs 4000-5000.
However, the salary and the benefits provided to the employee depends upon the job location, for instance, people working in Mumbai get a salary around Rs 29,500.
Apart from the salary, employees also get the free medical facility to the employee and three-fourth amount of the medical expense for any family member of the employee. Which attracts many people to work as a PO is the low-interest rate on loans.

JOB Interview Experience of IBPS PO Candidate

IBPS PO Interview Experience Of One Of Our students

Member 1, Member 2, Member 3 and Member 4. Female Member 5
Good evening sirs, good evening mam.
M2: Your Name?
M2: Your Name is bit different?
Candidate: Yes sir
M2: Tell me about your qualifications.
Candidate: I am …..
M2: Why don’t you go for teaching, why banking?
Candidate: Sir it is my desire because many people in the family are in banks.
M2: Private sector banks do not take such qualifications. Only public sector banks take. Are you comfortable with working in a public sector bank?
Candidate: Yes sir, I am comfortable with working in a public sector bank.
M2: What are different types of banks?
Candidate: Explained the full chart. They told that IDBI is no more a development bank.
Candidate: Okay sir.
M2: Okay what is universal banking?
Candidate: Sorry sir, i don’t know.
M2: Do you know about IMF and world bank? What is the difference between them?
Candidate: Explained the details.
M2: Do IMF Give loans?
Candidate: Explained
M3(sardaar ji): (Your name) quite interesting. Ye name kahan se aaya?
Candidate: sir my grandfather kept it.
M3: nahiii, aaya kaha se hai?
Candidate: Sir, french name hai. Is ka meaning Grace hota hai.
M3: No, do you know it is a negative name. There was a novel “(name of a novel)”. A character of your name was in that novel. It was a negative character. So, it is not a good name.
Candidate: smiled.
M2: Arey sir, ye wo novel character nahi hai. Ye accha wala character hai. Everybody laughed.
M2: What are your hobbies?
Candidates: sir, my hobbies are swimming, doing yoga and dancing.
M2: Good.
M3: Joga
Me: yes sir, yoga.
They smiled.
M5: Okay, thank you.
Candidate: thank you sir, thank you mam.

How To Prepare Amazingly For Success In Competitive Examinations

The competition these days is becoming harder and harder. Gone are the days when a graduate simply passing out of the college gets a govt. job by appearing in a competitive examination.
Every year there are many opportunities waiting for graduates in public sector. Be it UPSC (Union Public service commission), Banking, SSC (Staff Selection Commission) or any other state govt. exam, Darwin’s theory “Survival of the fittest” will work.
One who can now focus for 10-12 hours with dedicated study and able to finish the syllabus in time will be able to take the lead.
Not only Finishing the syllabus but solving past years sample questions is important. Solve the previous years’ questions for any public sector exam.
These days another method is also gaining importance whereby you learn the topic through the questions.
One can study the topics and solve all related questions or study the questions that came in previous years / mock tests.
The trend now is reverse engineering where you can try to solve a question first and then try to study the topic if you are unable to solve it.
Here we are sharing the few practices that will help you to meet success in any competitive exam.


Be it the competitive examination preparation or sitting for the examination on the exam day requires focused time management strategy.
Many students start their preparation after the notification and think that they will come with flying colors in 2 months.
Ideally, one should be prepared at the time of notification. Your preparation should start at least 6 months before an exam.
Cover your whole syllabus on time. From notification to examination, the total time should be managed well for the revision. Example – If you are appearing for a bank exam make sure your Quantitative Aptitude, Reasoning and General English topics remain covered a month before the examination. In the last month, revise your key topics.


Model test papers can give a knockout punch to your preparation or you can knock out the examination with your mock preparation.
Mock tests by any institute are well-strategized tests based on previous years and think tank of the Institute.
Those tests help you to try out all permutations and combinations of generating a winning formula.
For example – Someone who is good in Quantitative aptitude and reasoning but weak in English should look for at least covering up the at least sectional cutoff and score high enough to clear overall cutoff.
A famous quotation by Abraham Lincoln says – Give me two hours to cut the tree, I will take 6 hours to sharpen the Axe.
Here your 2 hours for the mock test examination should be followed by the 6 hours of follow-on analysis so that with every mock you improve your speed and accuracy.
There is no point in giving more and more mock tests if you do not do the mock test analysis after every exam.


Many students these days have taken this quote as a hiding park for the laziness. There is no alternative to hard work for the exam. Smart work also comes from the hard work.
If you keep on doing the same task again an again you get the smart ways of doing the same work as early as possible. This is required for the competitive examinations.
Many students these days go after coaching institutes teaching the short tricks. Short tricks might be beneficial to you but will not help you unless and until you have the full method of solving.
Evolve your own methods rather than mugging up the methods given in books and various places. Be hard smart student not only just the smart student.


All social networking websites and social media tools might help you to get more and more of the study related content.
In reality, much of the social media content and tools absorb you to the level that you forget that you even started the preparation.
Keep a time schedule for TV, Facebook, WhatsApp or any other social media.
Everyone is keen to know your success rather than you being online. Once you are successful they will know, till then maintain a discipline.


Succumbing to pressure is something many aspirants faced in the exam. The exam that is tough for you will be tough for everyone. If the exam is easy for you, it will be easy for everyone.
Research says that – as food is to the body, oxygen is to mind. You need to keep calm and have the oxygen reaching your brain.
Keep a water bottle with you. In Case you have felt the pressure wait for 30 seconds and take deep breaths.
The world is not going to fall away in those 30 seconds or a minute. Remember an athlete takes a breath when he is out of oxygen.
Being an athlete of the competition and winning the competition requires mental toughness also. You need to train not just your body but your mind also.
Remember your god, guru, mother, father or any other higher authority from where you gain strength.
Do not keep in mind that if I lose, what will happen? Instead, focus on the exam paper with happiness and confidence.


Look for the easy questions first. Do not attempt the hard questions.
You need to generate confidence. Example – If you have to solve 40 questions in 30 minutes, first look for 100% sure answers in the first 10 minutes.
Mark the questions for review which you want to read in the second attempt. Now look for the answers to the questions that you were unable to solve in the second round.
The questions that were not solved by you earlier now becomes 100% sure shot in the second round. Let’s say you were able to find 10 sure answers in the first round and 10 sure shot answers in the second round.
Now dedicate last round to the question where you had 50-50 doubt. Now you can dig more answers that too with confidence.
The beauty of the strategy here is that the more and more correct questions you solve, the confidence gets a launch pad and your flight takes off.
All the very best